The implicit interest rate for all housing loan agreements increased from 1.043% in September to 1.051% in October. For the contracts closed in the last three months, the interest rate rose 1.5 base points in October, reaching 1.459%. The average value of loan repayments reached 243 Euros, one Euro higher than in the previous month. The average value of owed capital decreased 13 Euros to 52,160 Euros.